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I help families and businesses determine the right kinds of insurance they need, at a price that’s right for them.  I listen, to insure the success of my clients. I am committed to understanding my clients’ risk management and insurance needs, and exceeding their expectations in providing professional service and advice. How can I help you today?

Please feel free to contact me with any questions or concerns you may have.  I can be reached at 661-201-0571.  Call or email me anytime.

Terry Denesha HIP Advisor
Bakersfield, CA 93306
Cell: 661-201-0571
License: #0F98081
Email –

I am truly interested in what is important to you and often meet or talk to families or human resource officers about potential changes or questions about coverage or policy.  Call, text, or email – invite me for coffee.

When it comes to running a business, or running a family for that matter, having the facts can make all the difference in the world. Whether you are expanding your family or business, trying to optimize your benefits program, or trying to balance cost with value – I am here to answer your questions and provide advice on issues you may not have considered.  As seasoned experts we have most information at our finger tips, but what we don’t have I can get for you.

I am here for you 2Terry is a Health Insurance Advisor. His expertise is in helping his clients. He gathers the facts, helps clients determine what they really want. We find best available solutions. It is more than employee benefits, legislative compliance and health care reform. His industry knowledge – and experience as a business owner – make him a trusted resource.

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